Dividend Health Insurance
Dividend Health Insurance — runs in your browser. Inputs are not stored.
Health insurance on dividend income (2026 rate approximation)
Enter values, then press Calculate.
2026 health insurance 7.19%; long-term care is 13.14% of the health insurance premium. The U.S. 15.4% withholding may differ from the foreign tax credit. Assets and vehicles are not included.
How to use
- Enter annual pretax dividends. Domestic and overseas amounts are assumed combined.
- Choose enrollment type: workplace subscriber, non-payroll income or local subscriber / dividends only.
- Press Calculate to see monthly pretax dividends, an annual 15.4% dividend-tax approximation, and monthly health insurance plus long-term care.
- Workplace mode treats only non-payroll income above 20 million KRW per year as the health-insurance base.
- Property and car scores, dependent disqualification, and foreign tax credits are not included.
Key concepts: dividends and health insurance premiums
Workplace subscribers already pay premiums on payroll. Separately, if non-payroll income exceeds 20 million KRW a year, an income-based premium may apply to the excess. Local subscribers convert income, property, and similar items into points. This tool’s local mode uses only dividend monthly income × rate and treats property as 0.
The 2026 on-screen approximation is health insurance 7.19% (an income-base rate at combined employee+employer level) and long-term care at 13.14% of the health premium. US stock dividends at 15.4% assume withholding and may differ from a foreign tax credit. NHIS notices take priority.
Example
Annual dividends of 12 million KRW in workplace non-payroll mode may sit under the 20 million KRW threshold, so extra health insurance can be 0. At 30 million KRW a year, the 10 million KRW excess is divided by 12 and multiplied by the rate. Switch to local mode and the rate applies to the full dividend monthly amount with no threshold.
Related: Four major social insurances (Korea) · Stock average cost · Other income tax
Frequently asked questions
Do US stock dividends automatically produce a health-insurance premium?
You must enter the dividend total yourself. Broker withholding and NHIS are separate systems.
Is the 20 million KRW workplace threshold dividends only?
In practice, interest, dividends, business income, and other non-payroll items are combined. This screen treats only the dividends you enter as that income.
What if I am a dependent but have large dividends?
Exceeding income limits can switch you to a local subscriber. Conversion and scores are not calculated.
How is long-term care insurance applied?
It is approximated as 13.14% of the calculated health-insurance premium.
What about property and car premiums?
They are not included. Local-subscriber bills will differ.
Are dividend amounts saved?
No. Processing stays in the browser.
Last reviewed: 2026-09-04